How Does A Pawn Work?
Union Pawn offers wonderful personal service and a friendly atmosphere. Many people have never visited a pawn shop and don't really understand how things work. Our staff is more than happy to explain all of your options to you in detail in a no pressure environment.
Our business works likes this:
* A customer brings in an item of value.
* Our staff will give you 2 options: PAWN or SELL
* If you want to SELL your item, the transaction is final. We will evaluate your item, make an offer and if you accept the offer, pay you cash for your item.
* If you want to PAWN your item, the transaction is basically a 30-Day loan that uses your item as collateral. We will evaluate your item, make an offer and if you accept the offer, loan you cash for your item. If you accept the offer you will enter into a 30-Day Pawn Agreement. This means that you leave your item with us, in a secured, insured, environment, and have 30 days to repay the amount of the loan and a service/storage fee. If you are unable to pay the full amount, you can just pay the service/storage fee within 30 days and we will renew your pawn and give you an additional 30 days. If you are unable to pay the full amount or the service/storage fee, don't worry. Its not something that reflects poorly on you or something that is reported to any credit bureaus.
* All transactions require that you be 18 years of age & have a valid Driver's License or State-Issued ID.
* All transactions are reported to local law enforcement agencies.
Our business works likes this:
* A customer brings in an item of value.
* Our staff will give you 2 options: PAWN or SELL
* If you want to SELL your item, the transaction is final. We will evaluate your item, make an offer and if you accept the offer, pay you cash for your item.
* If you want to PAWN your item, the transaction is basically a 30-Day loan that uses your item as collateral. We will evaluate your item, make an offer and if you accept the offer, loan you cash for your item. If you accept the offer you will enter into a 30-Day Pawn Agreement. This means that you leave your item with us, in a secured, insured, environment, and have 30 days to repay the amount of the loan and a service/storage fee. If you are unable to pay the full amount, you can just pay the service/storage fee within 30 days and we will renew your pawn and give you an additional 30 days. If you are unable to pay the full amount or the service/storage fee, don't worry. Its not something that reflects poorly on you or something that is reported to any credit bureaus.
* All transactions require that you be 18 years of age & have a valid Driver's License or State-Issued ID.
* All transactions are reported to local law enforcement agencies.